This page contains the legal terms, disclaimers, and policies governing use of the Finhanced Inc. website and services. Please read these carefully.
Finhanced Inc. provides physical commodity brokerage and advisory services exclusively to businesses, corporations, and institutional clients. We do not offer services to individual consumers for personal, family, or household purposes.
The information contained on this website, including but not limited to descriptions of physical commodities, Letters of Credit (LCs), Standby Letters of Credit (SBLCs), Bank Guarantees (BGs), and other financial instruments referenced in an advisory context, is provided for general informational purposes only. This information does not constitute financial, legal, tax, investment, or professional advice of any kind.
Finhanced Inc. makes no representations, warranties, or guarantees — express or implied — regarding the accuracy, completeness, reliability, suitability, or availability of any information, products, services, or instrument structures described on this website. Past performance or the successful completion of any transaction does not guarantee future results. All trade finance transactions carry inherent risks, including but not limited to counterparty risk, regulatory risk, currency risk, and market risk.
All prospective clients should seek independent legal, financial, tax, and compliance advice from qualified professionals licensed in their jurisdiction before entering into any commodity transaction, trade finance arrangement, or related agreement. Finhanced Inc. shall not be held liable for any decisions made or actions taken in reliance on the information provided on this website.
This website may contain links to third-party websites for reference or convenience. Finhanced Inc. does not endorse, control, or guarantee the accuracy, relevance, or completeness of information on any third-party website and is not responsible for the content, privacy policies, or practices of such sites.
This website and its contents are provided on an "as is" and "as available" basis without any warranties of any kind. To the fullest extent permitted by applicable law, Finhanced Inc. disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Finhanced Inc. does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
In no event shall Finhanced Inc., its directors, officers, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with the use of, or inability to use, this website or any information, services, or transactions brokered or advised through it. This limitation applies regardless of the theory of liability, whether in contract, tort, strict liability, or otherwise, even if Finhanced Inc. has been advised of the possibility of such damages.
Nothing on this website shall be construed as an offer to sell, a solicitation to buy, or a recommendation for any securities, financial instruments, or investment products in any jurisdiction.
The content on this website is provided solely for informational purposes about the physical commodity brokerage and advisory services offered by Finhanced Inc. No content on this website constitutes, or should be interpreted as, an offer, invitation, or solicitation to purchase, sell, subscribe to, or underwrite any securities, financial instruments, bank instruments, or investment products.
The services and financial instruments described on this website may not be available or appropriate in all jurisdictions. It is the responsibility of each prospective client to determine whether the services described are lawful and appropriate under the laws of their own country, state, or territory. Finhanced Inc. makes no representation that the services, products, or instruments described on this website are available or lawful for use by businesses in any particular jurisdiction.
Finhanced Inc. is a commodity brokerage and advisory firm. We are not a registered broker-dealer, investment adviser, bank, or licensed financial institution. We do not hold client funds, take deposits, or issue, procure, lease, or monetize financial instruments. Where a transaction is settled using a financial instrument such as a letter of credit, that instrument is issued by the principals' own regulated banks and is subject to those institutions' terms, conditions, and due diligence. Finhanced does not represent that it has any affiliation with, sponsorship by, or influence over any bank or financial institution.
No information provided on this website or in any communication from Finhanced Inc. establishes a fiduciary relationship between Finhanced Inc. and any visitor, prospective client, or business entity. Any engagement between Finhanced Inc. and a client will be governed by a separate written agreement specifying the scope, terms, and obligations of the engagement.
This website may contain forward-looking statements regarding trade finance markets, instrument structures, or potential transaction outcomes. Such statements are based on current expectations, assumptions, and available information, and are subject to risks and uncertainties that could cause actual results to differ materially. Finhanced Inc. disclaims any obligation to update forward-looking statements.
Effective Date: June 2026 | Version 2.0
Finhanced Inc. is the data controller responsible for the personal and business information collected through this website and our services. For privacy-related inquiries, contact us at sales@finhanced.com.
While Finhanced primarily serves businesses and institutional clients, we recognize that our KYC, counterparty onboarding, and due diligence processes involve the collection and processing of personal information about individuals (beneficial owners and authorized signatories). This policy covers both business and individual information.
When you interact with our website or services, we may collect the following categories of information:
Business Contact Information: Names, titles, business email addresses, phone numbers, and company names provided through our contact form, email correspondence, or in-person consultations.
KYC & Identity Information: Government-issued identification documents, proof of address, beneficial ownership information, authorized signatory details, and source-of-funds documentation as required for Know Your Customer compliance.
Financial Information: Corporate documentation, business registration details, financial statements, bank reference letters, tax identification numbers, and instrument specifications necessary for due diligence and transaction structuring.
Sanctions & Compliance Screening: Results of sanctions list screening, adverse media checks, politically exposed person (PEP) screening, and related compliance checks.
Transaction-Related Information: Records of trade finance transactions, instrument details, and related correspondence.
Website Usage Data: IP addresses, browser type, device type, pages visited, referring URLs, and similar technical data collected through standard web analytics and cookies.
Information collected is used for the following purposes: responding to inquiries and providing requested services; performing KYC/AML due diligence and counterparty screening; brokering and advising on physical commodity transactions; communicating with clients about ongoing or potential engagements; sending marketing communications where you have opted in (see "Marketing Communications" below); improving our website and service offerings; and complying with applicable legal and regulatory obligations.
We send newsletters, market notes, and requested downloads (such as the Red Flag Checklist) only to individuals who have opted in by submitting an email address for that purpose. These marketing emails are separate from transactional replies to an inquiry you have made. Every marketing email includes a working unsubscribe link, and you may opt out at any time by using that link or by emailing sales@finhanced.com with the subject "Unsubscribe." We honor opt-out requests promptly and, consistent with the U.S. CAN-SPAM Act, within ten (10) business days. We do not sell, rent, or share marketing email addresses with third parties.
We process personal information on the following bases: contractual necessity (to perform services you have engaged us for); legal obligation (AML/KYC compliance, sanctions screening, tax reporting); legitimate interest (fraud prevention, business development, website improvement); and consent (where specifically obtained for marketing communications).
We do not sell, rent, or trade any client information to third parties. We may share information with the following parties, strictly on a need-to-know basis: the principals' own banks or their advisers where necessary to complete a transaction the parties have entered into; legal and compliance advisors; KYC/AML verification service providers; sanctions screening providers; regulatory authorities when required by law or court order; and technology service providers who assist in operating our website, provided they are bound by confidentiality obligations.
As an international trade finance advisory firm, we may transfer information to recipients in countries outside your jurisdiction. Where such transfers occur, we take reasonable steps to ensure that your information is treated securely and in accordance with this policy and applicable data protection laws.
We implement reasonable administrative, technical, and physical safeguards to protect the information we collect against unauthorized access, alteration, disclosure, or destruction. KYC documents and sensitive identity information are handled through secure channels and are not collected through ordinary public web forms. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain information for as long as necessary to fulfill the purposes described in this policy, to comply with legal obligations (including AML record-keeping requirements, which may require retention for five years or more after the end of a business relationship), to resolve disputes, and to enforce our agreements.
In the event of a data breach that poses a risk to the rights and freedoms of individuals, we will notify affected parties and relevant supervisory authorities as required by applicable law.
Our website uses cookies and similar technologies, including Google reCAPTCHA for form security and standard analytics. We use only essential and functional cookies. You can configure your browser to refuse cookies, though some website functionality may be affected.
Depending on your jurisdiction, you may have the following rights regarding your personal information: the right to access the information we hold about you; the right to correct inaccurate information; the right to request deletion of your information (subject to legal retention obligations); the right to restrict or object to processing; the right to data portability; and the right to withdraw consent where processing is based on consent. To exercise these rights, please contact us at sales@finhanced.com.
Our services are not directed at individuals under the age of 18, and we do not knowingly collect personal information from children.
Finhanced Inc. reserves the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date and version number. Material changes will be highlighted. Continued use of the website or our services after such changes constitutes acceptance of the revised policy.
By accessing and using the Finhanced Inc. website ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.
Finhanced Inc. provides physical commodity brokerage and advisory services exclusively to businesses, corporations, partnerships, trusts, government entities, and institutional clients (collectively, "Clients"). Our services are not intended for individual consumers acting for personal, family, or household purposes. By engaging our services, you represent and warrant that you are acting on behalf of a business entity with the authority to enter into binding agreements.
Services offered by Finhanced Inc. include, but are not limited to, physical commodity brokerage acting solely as broker of record, counterparty screening and due diligence reviews, and trade finance advisory limited to payment structure and settlement mechanics. Finhanced Inc. does not take title to goods, hold client funds, or issue, procure, lease, or monetize financial instruments. The specific scope, terms, fees, and obligations of any engagement will be set forth in a separate written agreement between Finhanced Inc. and the Client.
Use of this website, submission of a contact form, or any informal communication does not create a client relationship, advisory relationship, or any contractual obligation between you and Finhanced Inc. A formal engagement exists only upon execution of a written service agreement signed by both parties.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Finhanced Inc. or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written consent from Finhanced Inc.
You agree to indemnify and hold harmless Finhanced Inc., its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Site, violation of these Terms, or your engagement in any transaction brokered or advised in connection with our services.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the use of the Site shall be resolved through binding arbitration in Orange County, Florida, in accordance with the rules of the American Arbitration Association, unless otherwise agreed in a separate written agreement.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
Finhanced Inc. reserves the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.
Finhanced Inc. is committed to full compliance with all applicable anti-money laundering (AML) laws, counter-terrorism financing (CTF) regulations, and international sanctions requirements.
As an independent commodity brokerage and advisory firm, we recognize our responsibility to help prevent our services from being used for money laundering, terrorism financing, sanctions evasion, or other illicit purposes. All prospective clients and counterparties are subject to due diligence screening before any engagement commences.
Before entering into any service agreement, all prospective clients must complete our Know Your Customer (KYC) process. This typically includes, but may not be limited to, providing the following: certified copies of corporate registration and formation documents; identification of beneficial owners and authorized signatories; proof of business address and operational history; bank reference letters; source of funds documentation; and any additional documentation reasonably required to complete screening or to satisfy applicable regulations.
Finhanced Inc. conducts ongoing monitoring of client relationships and transactions to identify potentially suspicious activity. We screen clients and counterparties against international sanctions lists, including but not limited to those maintained by OFAC (U.S. Office of Foreign Assets Control), the UN Security Council, the European Union, and the UK Sanctions List (administered by OFSI — the Office of Financial Sanctions Implementation).
Finhanced reviews potentially suspicious activity, applies risk-based sanctions and customer-due-diligence controls, and may escalate relevant matters to regulated financial partners or competent authorities as legally appropriate. Actual controls depend on the product, jurisdiction, counterparty, and regulatory status applicable to each engagement.
Finhanced Inc. reserves the absolute right to decline, suspend, or terminate any prospective or existing client relationship if KYC/AML due diligence cannot be satisfactorily completed, if there are reasonable grounds to suspect involvement in money laundering, terrorism financing, sanctions evasion, fraud, or other unlawful activity, or if the transaction does not meet our internal risk standards.
We cooperate fully with law enforcement agencies, regulatory bodies, and judicial authorities in connection with investigations related to money laundering, terrorism financing, or other financial crimes, to the extent required or permitted by law.