This page contains the legal terms, disclaimers, and policies governing use of the Finhanced Inc. website and services. Please read these carefully.
Finhanced Inc. provides trade finance advisory and instrument facilitation services exclusively to businesses, corporations, and institutional clients. We do not offer services to individual consumers for personal, family, or household purposes.
The information contained on this website, including but not limited to descriptions of Standby Letters of Credit (SBLCs), Bank Guarantees (BGs), Letters of Credit (LCs), monetization programs, capital enhancement programs, and other financial instruments, is provided for general informational purposes only. This information does not constitute financial, legal, tax, investment, or professional advice of any kind.
Finhanced Inc. makes no representations, warranties, or guarantees — express or implied — regarding the accuracy, completeness, reliability, suitability, or availability of any information, products, services, or instrument structures described on this website. Past performance or successful facilitation of any transaction does not guarantee future results. All trade finance transactions carry inherent risks, including but not limited to counterparty risk, regulatory risk, currency risk, and market risk.
All prospective clients should seek independent legal, financial, tax, and compliance advice from qualified professionals licensed in their jurisdiction before entering into any trade finance transaction, instrument purchase, lease, monetization, or related agreement. Finhanced Inc. shall not be held liable for any decisions made or actions taken in reliance on the information provided on this website.
This website may contain links to third-party websites for reference or convenience. Finhanced Inc. does not endorse, control, or guarantee the accuracy, relevance, or completeness of information on any third-party website and is not responsible for the content, privacy policies, or practices of such sites.
This website and its contents are provided on an "as is" and "as available" basis without any warranties of any kind. To the fullest extent permitted by applicable law, Finhanced Inc. disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Finhanced Inc. does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
In no event shall Finhanced Inc., its directors, officers, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with the use of, or inability to use, this website or any information, services, or transactions facilitated through it. This limitation applies regardless of the theory of liability, whether in contract, tort, strict liability, or otherwise, even if Finhanced Inc. has been advised of the possibility of such damages.
Nothing on this website shall be construed as an offer to sell, a solicitation to buy, or a recommendation for any securities, financial instruments, or investment products in any jurisdiction.
The content on this website is provided solely for informational purposes about the trade finance advisory and facilitation services offered by Finhanced Inc. No content on this website constitutes, or should be interpreted as, an offer, invitation, or solicitation to purchase, sell, subscribe to, or underwrite any securities, financial instruments, bank instruments, or investment products.
The services and financial instruments described on this website may not be available or appropriate in all jurisdictions. It is the responsibility of each prospective client to determine whether the services described are lawful and appropriate under the laws of their own country, state, or territory. Finhanced Inc. makes no representation that the services, products, or instruments described on this website are available or lawful for use by businesses in any particular jurisdiction.
Finhanced Inc. is a trade finance advisory and facilitation firm. We are not a registered broker-dealer, investment adviser, bank, or licensed financial institution. We do not hold client funds, take deposits, or issue financial instruments directly. Instrument issuance is performed by third-party banks and financial institutions with which we maintain working relationships. All instruments are subject to the issuing institution's own terms, conditions, and due diligence requirements.
No information provided on this website or in any communication from Finhanced Inc. establishes a fiduciary relationship between Finhanced Inc. and any visitor, prospective client, or business entity. Any engagement between Finhanced Inc. and a client will be governed by a separate written agreement specifying the scope, terms, and obligations of the engagement.
This website may contain forward-looking statements regarding trade finance markets, instrument structures, or potential transaction outcomes. Such statements are based on current expectations, assumptions, and available information, and are subject to risks and uncertainties that could cause actual results to differ materially. Finhanced Inc. disclaims any obligation to update forward-looking statements.
Finhanced Inc. is committed to protecting the privacy and confidentiality of information provided by our business clients and website visitors. Because we exclusively serve businesses and institutional clients — not individual consumers for personal use — this policy addresses business information rather than consumer personal information.
When you interact with our website or services, we may collect the following categories of information:
Business Contact Information: Names, titles, business email addresses, phone numbers, and company names provided through our contact form, email correspondence, or in-person consultations.
Transaction-Related Information: Corporate documentation, business registration details, financial statements, instrument specifications, and other information necessary to structure and facilitate trade finance transactions and perform due diligence.
Website Usage Data: Non-personally identifiable information such as IP addresses, browser type, device type, pages visited, and referring URLs. This data is collected through standard web analytics for the purpose of improving our website.
Information collected is used solely for the following purposes: responding to inquiries and providing requested services; performing KYC/AML due diligence as required by law; structuring and facilitating trade finance transactions; communicating with clients about ongoing or potential engagements; improving our website and service offerings; and complying with applicable legal and regulatory obligations.
We do not sell, rent, or trade any client information to third parties. We may share information with the following parties, strictly on a need-to-know basis: banking partners and financial institutions involved in instrument issuance (as required for transaction execution); legal and compliance advisors; regulatory authorities when required by law or court order; and service providers who assist in operating our website, provided they are bound by confidentiality obligations.
We implement reasonable administrative, technical, and physical safeguards to protect the information we collect against unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain business information for as long as necessary to fulfill the purposes described in this policy, to comply with legal obligations (including AML record-keeping requirements), to resolve disputes, and to enforce our agreements. Transaction records may be retained for a minimum period as required by applicable anti-money laundering regulations.
Our website may use cookies and similar technologies to enhance your browsing experience and collect usage analytics. You can configure your browser to refuse cookies, though some website functionality may be affected.
Depending on your jurisdiction, you may have rights regarding the business information you have provided, including the right to access, correct, or request deletion of such information. To exercise these rights, please contact us using the information provided on our Contact page.
Finhanced Inc. reserves the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the website or our services after such changes constitutes acceptance of the revised policy.
By accessing and using the Finhanced Inc. website ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.
Finhanced Inc. provides trade finance advisory and instrument facilitation services exclusively to businesses, corporations, partnerships, trusts, government entities, and institutional clients (collectively, "Clients"). Our services are not intended for individual consumers acting for personal, family, or household purposes. By engaging our services, you represent and warrant that you are acting on behalf of a business entity with the authority to enter into binding agreements.
Services offered by Finhanced Inc. include, but are not limited to, trade finance advisory, structuring and facilitating the issuance of SBLCs, Bank Guarantees, Letters of Credit, instrument monetization, capital enhancement programs, and related consulting. The specific scope, terms, fees, and obligations of any engagement will be set forth in a separate written agreement between Finhanced Inc. and the Client.
Use of this website, submission of a contact form, or any informal communication does not create a client relationship, advisory relationship, or any contractual obligation between you and Finhanced Inc. A formal engagement exists only upon execution of a written service agreement signed by both parties.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Finhanced Inc. or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written consent from Finhanced Inc.
You agree to indemnify and hold harmless Finhanced Inc., its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Site, violation of these Terms, or your engagement in any transaction facilitated in connection with our services.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the use of the Site shall be resolved through binding arbitration in New York, New York, in accordance with the rules of the American Arbitration Association, unless otherwise agreed in a separate written agreement.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
Finhanced Inc. reserves the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.
Finhanced Inc. is committed to full compliance with all applicable anti-money laundering (AML) laws, counter-terrorism financing (CTF) regulations, and international sanctions requirements.
As a trade finance advisory firm facilitating international banking instruments, we recognize our responsibility to help prevent the global financial system from being used for money laundering, terrorism financing, or other illicit purposes. All prospective clients and transactions are subject to rigorous due diligence procedures before any engagement commences.
Before entering into any service agreement, all prospective clients must complete our Know Your Customer (KYC) process. This typically includes, but may not be limited to, providing the following: certified copies of corporate registration and formation documents; identification of beneficial owners and authorized signatories; proof of business address and operational history; bank reference letters; source of funds documentation; and any additional documentation required by our banking partners or applicable regulations.
Finhanced Inc. conducts ongoing monitoring of client relationships and transactions to identify and report suspicious activity. We screen clients and counterparties against international sanctions lists, including but not limited to those maintained by OFAC (U.S. Office of Foreign Assets Control), the UN Security Council, the EU, and HMRC (UK).
In accordance with applicable law, Finhanced Inc. will file Suspicious Activity Reports (SARs) and other required disclosures with the relevant authorities if we identify transactions or activities that are suspicious or that meet reporting thresholds. We are prohibited by law from informing clients or any third party when such reports are filed.
Finhanced Inc. reserves the absolute right to decline, suspend, or terminate any prospective or existing client relationship if KYC/AML due diligence cannot be satisfactorily completed, if there are reasonable grounds to suspect involvement in money laundering, terrorism financing, sanctions evasion, fraud, or other unlawful activity, or if the transaction does not meet our internal risk standards.
We cooperate fully with law enforcement agencies, regulatory bodies, and judicial authorities in connection with investigations related to money laundering, terrorism financing, or other financial crimes, to the extent required or permitted by law.
Miami Trade Gateway LLC is a separate initiative backed by Finhanced Inc. This section contains specific legal notices applicable to the commodity trading, export advisory, and logistics coordination activities of that initiative.
Miami Trade Gateway LLC ("MTG") operates as an asset-light agricultural commodity trading and logistics orchestration platform headquartered in Miami, Florida. MTG engages in principal commodity trading, agency brokerage, logistics coordination, and customs compliance advisory services. MTG is a separate legal entity from Finhanced Inc. References to Finhanced's role on the Miami Trade Gateway website relate solely to trade finance structuring, SBLC advisory, and letter of credit facilitation provided by Finhanced Inc. to MTG as a client or affiliated entity.
Agricultural commodity trading involves substantial risk of financial loss. Commodity prices — including but not limited to sugar (ICE No. 11/No. 5), corn (CBOT), soybeans, soybean meal (CBOT), wheat, and rice — are subject to significant price volatility driven by weather events, geopolitical disruption, government policy changes, currency fluctuations, supply and demand imbalances, and other factors beyond MTG's or Finhanced's control. Past commodity price performance does not predict future results. Any projected trading margins, revenue figures, or volume targets presented on the Miami Trade Gateway website are forward-looking estimates only and are not guarantees of future performance.
Nothing on the Miami Trade Gateway website or in any associated materials constitutes an offer to sell, a solicitation to buy, or a recommendation to invest in any securities, equity interests, partnership interests, or financial instruments. The financial projections and business plan information presented are provided for informational purposes only to describe the nature of the initiative. Participation in any equity, lending, or commercial arrangement with MTG is subject to separate legal agreements and applicable securities laws.
MTG represents that it operates in compliance with applicable US Customs and Border Protection (CBP) regulations, US Food and Drug Administration (FDA) requirements under the Food Safety Modernization Act, US Department of Agriculture (USDA) Animal and Plant Health Inspection Service (APHIS) requirements, Export Administration Regulations (EAR) maintained by the US Bureau of Industry and Security, and applicable regulations of destination-country authorities in Southeast Asian markets. Compliance representations are made to the best of management's current knowledge and are subject to change as regulations evolve. MTG engages licensed US Customs Brokers and qualified legal counsel to maintain ongoing compliance.
Agricultural commodity trade is recognized by regulatory authorities as a sector with elevated trade-based money laundering (TBML) risk. MTG maintains a documented AML compliance program including Know Your Customer (KYC) procedures for all counterparties, invoice verification against prevailing market prices, OFAC Specially Designated Nationals (SDN) list screening, and annual AML training for all staff. MTG reserves the right to decline any transaction or counterparty relationship that does not meet its internal compliance standards.
MTG utilizes third-party vessel operators, freight forwarders, inspection companies (including SGS, Bureau Veritas, and Cotecna), and port agents for the physical execution of commodity shipments. MTG accepts no liability for delays, losses, or damages caused by vessel operator failures, port congestion, strikes, weather events, or other force majeure circumstances beyond its control. All commodity contracts include standard GAFTA or FOSFA force majeure and arbitration clauses. Cargo insurance under Institute Cargo Clauses (A) is maintained on all shipments.
MTG's target export markets include Indonesia, Vietnam, Philippines, Malaysia, Thailand, and other Southeast Asian nations. Import regulations, food safety standards, and trade policies in these jurisdictions are subject to change without notice. MTG works with in-country agents and legal counsel to maintain current knowledge of destination-country requirements, but cannot guarantee that all regulatory requirements will remain unchanged throughout the execution of any given transaction. Buyers are advised to independently verify applicable import licensing, tariff, and certification requirements in their jurisdiction.
All commercial disputes arising from MTG commodity trading contracts are subject to the arbitration rules of GAFTA (Grain and Feed Trade Association) or FOSFA International, as applicable to the commodity type, unless the parties agree otherwise in writing. MTG's corporate matters and service agreements are governed by the laws of the State of Florida. For inquiries related to these disclosures, contact MTG through the Finhanced Inc. contact page at index.html.
